/* ООО «Финансовый Контур» — стили сайта
   Палитра: бумага / чернила / гербовый зелёный / латунь */
:root {
  --paper: #F4F5F1;
  --paper-2: #EAECE5;
  --surface: #FFFFFF;
  --ink: #16211D;
  --ink-2: #3F4B45;
  --muted: #66716B;
  --line: #D6DAD2;
  --green: #1E4A3C;
  --green-2: #2C6450;
  --green-soft: #E3ECE6;
  --brass: #A5803A;
  --brass-soft: #F2EAD9;
  --danger: #A2352B;

  --f-display: "Literata", "PT Serif", Georgia, serif;
  --f-body: "Golos Text", "Segoe UI", Roboto, Arial, sans-serif;
  --f-mono: "JetBrains Mono", "SFMono-Regular", Consolas, monospace;

  --w: 1180px;
  --gutter: clamp(16px, 4vw, 40px);
  --r: 6px;
  color-scheme: light;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 84px; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font: 400 16px/1.6 var(--f-body);
  -webkit-font-smoothing: antialiased;
}
img, svg { max-width: 100%; display: block; }
a { color: var(--green); text-underline-offset: 3px; }
a:hover { color: var(--green-2); }
:focus-visible { outline: 2px solid var(--brass); outline-offset: 3px; border-radius: 2px; }
h1, h2, h3 { font-family: var(--f-display); font-weight: 600; line-height: 1.15; margin: 0; text-wrap: balance; letter-spacing: -0.01em; }
p { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }

.wrap { max-width: var(--w); margin-inline: auto; padding-inline: var(--gutter); }
.skip { position: absolute; left: -999px; top: 8px; background: var(--ink); color: #fff; padding: 8px 14px; z-index: 100; }
.skip:focus { left: 16px; }

.eyebrow {
  font: 600 12px/1 var(--f-body);
  letter-spacing: .14em; text-transform: uppercase;
  color: var(--brass);
  display: flex; align-items: center; gap: 10px;
}
.eyebrow::before { content: ""; width: 24px; height: 1px; background: currentColor; }

/* ───── Header ───── */
.header {
  position: sticky; top: env(safe-area-inset-top, 0px); z-index: 50;
  background: color-mix(in srgb, var(--paper) 92%, transparent);
  backdrop-filter: saturate(1.4) blur(10px);
  -webkit-backdrop-filter: saturate(1.4) blur(10px);
  border-bottom: 1px solid var(--line);
}
.header__in { display: flex; align-items: center; gap: 24px; height: 68px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--ink); flex-shrink: 0; }
.brand svg, .brand img { width: 50px; height: 50px; flex-shrink: 0; }
.brand__name { font: 600 17px/1.1 var(--f-display); }
.brand__sub { display: block; font: 500 11px/1.2 var(--f-body); color: var(--muted); letter-spacing: .06em; text-transform: uppercase; margin-top: 3px; }
.nav { display: flex; gap: 22px; margin-left: auto; }
.nav a { color: var(--ink-2); text-decoration: none; font-size: 14.5px; font-weight: 500; }
.nav a:hover { color: var(--green); }
.header__tel { font: 600 15px/1 var(--f-body); color: var(--ink); text-decoration: none; white-space: nowrap; font-variant-numeric: tabular-nums; }
.burger { display: none; margin-left: auto; width: 44px; height: 44px; border: 1px solid var(--line); background: var(--surface); border-radius: var(--r); cursor: pointer; }
.burger span, .burger span::before, .burger span::after { display: block; width: 18px; height: 1.5px; background: var(--ink); margin: auto; position: relative; content: ""; }
.burger span::before { position: absolute; top: -6px; }
.burger span::after { position: absolute; top: 6px; }

.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 48px; padding: 0 24px;
  font: 600 15px/1 var(--f-body);
  border-radius: var(--r); border: 1px solid transparent;
  text-decoration: none; cursor: pointer; transition: background .15s, border-color .15s, color .15s;
}
.btn--primary { background: var(--green); color: #fff; }
.btn--primary:hover { background: var(--green-2); color: #fff; }
.btn--ghost { background: transparent; color: var(--ink); border-color: var(--ink); }
.btn--ghost:hover { background: var(--ink); color: #fff; }
.btn--sm { min-height: 40px; padding: 0 16px; font-size: 14px; }

/* ───── Hero ───── */
.hero { padding-block: clamp(48px, 8vw, 96px) clamp(48px, 7vw, 88px); border-bottom: 1px solid var(--line); }
.hero__grid { display: grid; grid-template-columns: 1.25fr 1fr; gap: clamp(32px, 5vw, 72px); align-items: start; }
.hero h1 { font-size: clamp(34px, 5vw, 58px); margin-top: 22px; }
.hero h1 em { font-style: italic; color: var(--green); font-weight: 500; }
.hero__lead { font-size: 18px; color: var(--ink-2); margin-top: 24px; max-width: 34em; }
.hero__cta { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 36px; }
.hero__facts { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px 32px; margin-top: 48px; padding-top: 28px; border-top: 1px solid var(--line); }
.fact b { display: block; font: 600 26px/1 var(--f-display); color: var(--ink); }
.fact span { display: block; font-size: 13.5px; color: var(--muted); margin-top: 8px; max-width: 16em; }

/* Карточка компании (как выписка) */
.card-doc {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--r);
  box-shadow: 0 1px 0 var(--line), 0 24px 48px -28px rgba(22, 33, 29, .28);
  position: relative;
}
.card-doc__head { padding: 22px 26px 18px; border-bottom: 1px dashed var(--line); display: flex; justify-content: space-between; gap: 16px; align-items: baseline; }
.card-doc__title { font: 600 12px/1.3 var(--f-body); letter-spacing: .14em; text-transform: uppercase; color: var(--muted); }
.card-doc__name { font: 600 20px/1.25 var(--f-display); padding: 20px 26px 4px; }
.card-doc dl { margin: 0; padding: 8px 26px 6px; }
.card-doc dl > div { display: grid; grid-template-columns: 118px 1fr; gap: 12px; padding: 11px 0; border-bottom: 1px solid var(--paper-2); }
.card-doc dl > div:last-child { border-bottom: 0; }
.card-doc dt { font-size: 13px; color: var(--muted); }
.card-doc dd { margin: 0; font-size: 14.5px; color: var(--ink); }
.mono { font-family: var(--f-mono); font-size: .93em; font-variant-numeric: tabular-nums; letter-spacing: .01em; }
.card-doc__foot { padding: 16px 26px 20px; background: var(--paper); border-top: 1px solid var(--line); border-radius: 0 0 var(--r) var(--r); font-size: 13.5px; color: var(--ink-2); display: flex; gap: 10px; align-items: center; flex-wrap: wrap; justify-content: space-between; }
.status { display: inline-flex; align-items: center; gap: 8px; font-size: 12.5px; font-weight: 600; color: var(--green); background: var(--green-soft); padding: 5px 10px; border-radius: 99px; white-space: nowrap; }
.status::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--green-2); }

/* ───── Sections ───── */
.section { padding-block: clamp(64px, 9vw, 112px); }
.section--alt { background: var(--surface); border-block: 1px solid var(--line); }
.section--dark { background: var(--green); color: #EEF3EF; }
.section--dark .eyebrow { color: #D8BE85; }
.section--dark h2 { color: #fff; }
.sec-head { display: grid; grid-template-columns: 1fr 1fr; gap: 24px 64px; align-items: end; margin-bottom: clamp(36px, 5vw, 56px); }
.sec-head h2 { font-size: clamp(28px, 3.6vw, 42px); margin-top: 16px; }
.sec-head p:not(.eyebrow) { color: var(--ink-2); font-size: 17px; max-width: 34em; }
.section--dark .sec-head p:not(.eyebrow) { color: #C9D7CF; }

/* Для кого */
.aud { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 2px solid var(--ink); }
.aud__item { padding: 28px 28px 32px 0; border-right: 1px solid var(--line); }
.aud__item + .aud__item { padding-left: 28px; }
.aud__item:last-child { border-right: 0; padding-right: 0; }
.aud__abbr { font: 600 44px/1 var(--f-display); color: var(--green); }
.aud__full { font-size: 14px; color: var(--muted); margin-top: 10px; min-height: 2.8em; }
.aud__item ul { margin-top: 22px; display: grid; gap: 12px; }
.aud__item li { position: relative; padding-left: 20px; font-size: 15px; color: var(--ink-2); }
.aud__item li::before { content: ""; position: absolute; left: 0; top: .72em; width: 9px; height: 1.5px; background: var(--brass); }

/* Услуги: вкладки + пункты как в договоре */
.tabs { display: flex; gap: 4px; border-bottom: 1px solid var(--line); overflow-x: auto; scrollbar-width: none; }
.tabs::-webkit-scrollbar { display: none; }
.tab {
  appearance: none; background: none; border: 0; cursor: pointer;
  padding: 14px 20px 16px; margin-bottom: -1px;
  font: 600 16px/1.2 var(--f-body); color: var(--muted);
  border-bottom: 2px solid transparent; white-space: nowrap;
}
.tab .n { font-family: var(--f-mono); font-size: 13px; color: var(--brass); margin-right: 8px; }
.tab[aria-selected="true"] { color: var(--ink); border-bottom-color: var(--green); }
.tab:hover { color: var(--ink); }
.panel { padding-top: 12px; }
.panel__intro { display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap; align-items: baseline; padding: 24px 0 8px; }
.panel__intro h3 { font-size: 26px; }
.panel__intro p { color: var(--muted); font-size: 15px; }
.clauses { columns: 2; column-gap: 56px; }
.clause { break-inside: avoid; display: grid; grid-template-columns: 44px 1fr; gap: 8px; padding: 18px 0; border-bottom: 1px solid var(--paper-2); }
.clause__n { font: 500 13px/1.6 var(--f-mono); color: var(--brass); padding-top: 2px; }
.clause h4 { margin: 0; font: 600 16px/1.4 var(--f-body); color: var(--ink); }
.clause p { font-size: 14.5px; color: var(--ink-2); margin-top: 4px; }
.clause--key h4::after { content: "МФО · МКК"; margin-left: 10px; font: 600 10.5px/1 var(--f-body); letter-spacing: .08em; color: var(--green); background: var(--green-soft); padding: 4px 7px; border-radius: 3px; vertical-align: 2px; white-space: nowrap; }

/* Абонентское обслуживание */
.plan { display: grid; grid-template-columns: 1.1fr 1fr; gap: clamp(32px, 5vw, 72px); }
.plan__list { display: grid; gap: 0; border-top: 1px solid rgba(255,255,255,.18); }
.plan__list li { display: grid; grid-template-columns: 28px 1fr; gap: 14px; padding: 18px 0; border-bottom: 1px solid rgba(255,255,255,.18); }
.plan__list svg { width: 20px; height: 20px; margin-top: 3px; color: #D8BE85; }
.plan__list b { color: #fff; font-weight: 600; }
.plan__list span { color: #C9D7CF; }
.steps { counter-reset: s; display: grid; gap: 12px; }
.step { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.14); border-radius: var(--r); padding: 20px 22px; display: grid; grid-template-columns: 40px 1fr; gap: 14px; }
.step::before { counter-increment: s; content: counter(s); font: 600 22px/1 var(--f-display); color: #D8BE85; padding-top: 2px; }
.step b { display: block; color: #fff; font-weight: 600; }
.step span { display: block; color: #C9D7CF; font-size: 14.5px; margin-top: 4px; }
.steps__title { font: 600 12px/1 var(--f-body); letter-spacing: .14em; text-transform: uppercase; color: #C9D7CF; margin-bottom: 8px; }
.mkk-note { margin-top: 28px; padding: 20px 22px; border-left: 2px solid #D8BE85; background: rgba(0,0,0,.14); color: #DDE6E0; font-size: 15px; }
.mkk-note b { color: #fff; }

/* Почему мы */
.why { display: grid; grid-template-columns: 1fr 1fr; gap: 0; border: 1px solid var(--line); border-radius: var(--r); background: var(--surface); }
.why__col { padding: clamp(24px, 4vw, 40px); }
.why__col + .why__col { border-left: 1px solid var(--line); }
.why__col h3 { font-size: 22px; display: flex; align-items: baseline; gap: 12px; }
.why__col h3 small { font: 500 13px/1 var(--f-body); color: var(--muted); }
.why__col ul { margin-top: 20px; display: grid; gap: 0; }
.why__col li { padding: 14px 0 14px 30px; border-top: 1px solid var(--paper-2); position: relative; color: var(--ink-2); }
.why__col li svg { position: absolute; left: 0; top: 17px; width: 17px; height: 17px; color: var(--green-2); }

/* О компании */
.about { display: grid; grid-template-columns: 1.2fr 1fr; gap: clamp(32px, 5vw, 72px); align-items: start; }
.about__text { display: grid; gap: 18px; font-size: 17px; color: var(--ink-2); max-width: 36em; }
.about__text strong { color: var(--ink); }
.values { display: grid; gap: 0; margin-top: 12px; border-top: 1px solid var(--line); }
.values div { padding: 18px 0; border-bottom: 1px solid var(--line); display: grid; grid-template-columns: 180px 1fr; gap: 16px; font-size: 15px; }
.values b { font-weight: 600; color: var(--ink); }
.values span { color: var(--ink-2); }
.person { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 28px; display: grid; gap: 20px; }
.person__top { display: flex; gap: 18px; align-items: center; }
.person__ava { width: 72px; height: 72px; border-radius: 50%; background: var(--green); color: #fff; display: grid; place-items: center; font: 600 24px/1 var(--f-display); flex-shrink: 0; }
.person__name { font: 600 21px/1.25 var(--f-display); }
.person__role { font-size: 14px; color: var(--muted); margin-top: 4px; }
.person dl { margin: 0; display: grid; gap: 0; border-top: 1px solid var(--paper-2); }
.person dl div { display: flex; justify-content: space-between; gap: 16px; padding: 11px 0; border-bottom: 1px solid var(--paper-2); font-size: 14px; }
.person dt { color: var(--muted); }
.person dd { margin: 0; text-align: right; }
.person__quote { font: italic 400 16.5px/1.55 var(--f-display); color: var(--ink-2); }

/* Контакты и форма */
.contact { display: grid; grid-template-columns: 1fr 1.15fr; gap: clamp(32px, 5vw, 64px); align-items: start; }
.clist { display: grid; gap: 0; border-top: 2px solid var(--ink); }
.clist div { padding: 20px 0; border-bottom: 1px solid var(--line); display: grid; gap: 6px; }
.clist dt { font: 600 11.5px/1 var(--f-body); letter-spacing: .12em; text-transform: uppercase; color: var(--muted); }
.clist dd { margin: 0; font-size: 18px; color: var(--ink); }
.clist dd a { color: var(--ink); text-decoration: none; border-bottom: 1px solid var(--line); }
.clist dd a:hover { border-color: var(--green); color: var(--green); }
.clist small { display: block; font-size: 13.5px; color: var(--muted); margin-top: 2px; }

.form { position: relative; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: clamp(22px, 4vw, 36px); display: grid; gap: 18px; }
.hp { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }
.form h3 { font-size: 24px; }
.form > p { color: var(--muted); font-size: 14.5px; margin-top: -8px; }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field { display: grid; gap: 7px; }
.field label { font-size: 13.5px; font-weight: 600; color: var(--ink); }
.field label i { color: var(--danger); font-style: normal; }
.field input, .field select, .field textarea {
  width: 100%; font: 400 15.5px/1.4 var(--f-body); color: var(--ink);
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--r);
  padding: 12px 14px; min-height: 48px; transition: border-color .15s, background .15s;
}
.field textarea { min-height: 110px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--green); background: #fff; box-shadow: 0 0 0 3px var(--green-soft); }
.field .err { font-size: 13px; color: var(--danger); display: none; }
.field.invalid input, .field.invalid select { border-color: var(--danger); }
.field.invalid .err { display: block; }
.check { display: grid; grid-template-columns: 20px 1fr; gap: 12px; font-size: 13.5px; color: var(--ink-2); line-height: 1.5; }
.check input { width: 18px; height: 18px; margin: 2px 0 0; accent-color: var(--green); }
.check.invalid { color: var(--danger); }
.form__ok { display: none; padding: 18px 20px; background: var(--green-soft); border-radius: var(--r); color: var(--green); font-weight: 500; }
.form.sent .form__ok { display: block; }

/* Реквизиты */
.req { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.req__box { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); }
.req__box h3 { font: 600 12px/1 var(--f-body); letter-spacing: .14em; text-transform: uppercase; color: var(--muted); padding: 22px 24px 16px; border-bottom: 1px solid var(--line); }
.req__box dl { margin: 0; padding: 4px 24px 8px; }
.req__box dl div { display: grid; grid-template-columns: 150px 1fr auto; gap: 12px; align-items: center; padding: 12px 0; border-bottom: 1px solid var(--paper-2); }
.req__box dl div:last-child { border-bottom: 0; }
.req__box dt { font-size: 13.5px; color: var(--muted); }
.req__box dd { margin: 0; font-size: 14.5px; overflow-wrap: anywhere; }
.copy { appearance: none; border: 1px solid transparent; background: none; color: var(--muted); width: 32px; height: 32px; border-radius: 4px; cursor: pointer; display: grid; place-items: center; }
.copy:hover { border-color: var(--line); color: var(--green); background: var(--paper); }
.copy svg { width: 15px; height: 15px; }
.copy.done { color: var(--green); }
.req__actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 24px; align-items: center; }
.req__actions small { color: var(--muted); font-size: 13.5px; }

/* Политика — анонс */
.pd { display: grid; grid-template-columns: 1fr auto; gap: 24px 48px; align-items: center; border: 1px solid var(--line); background: var(--surface); border-radius: var(--r); padding: clamp(24px, 4vw, 40px); }
.pd h2 { font-size: clamp(24px, 3vw, 32px); margin-top: 14px; }
.pd p { color: var(--ink-2); margin-top: 12px; max-width: 44em; }
.pd__links { display: grid; gap: 10px; }

/* Footer */
.footer { background: var(--ink); color: #B8C2BC; padding-block: 56px 32px; font-size: 14px; }
.footer a { color: #DCE3DF; text-decoration: none; }
.footer a:hover { color: #fff; text-decoration: underline; }
.footer__grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; }
.footer .brand { color: #fff; }
.footer .brand__sub { color: #8E9A93; }
.footer h4 { margin: 0 0 14px; font: 600 11.5px/1 var(--f-body); letter-spacing: .14em; text-transform: uppercase; color: #8E9A93; }
.footer ul { display: grid; gap: 9px; }
.footer__legal { margin-top: 18px; line-height: 1.7; }
.footer__bottom { margin-top: 44px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.12); display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; font-size: 13px; color: #8E9A93; }

/* Документ (политика, согласие) */
.doc { padding-block: clamp(40px, 6vw, 80px); }
.doc__grid { display: grid; grid-template-columns: 240px 1fr; gap: 56px; align-items: start; }
.toc { position: sticky; top: 96px; font-size: 14px; }
.toc b { display: block; font: 600 11.5px/1 var(--f-body); letter-spacing: .14em; text-transform: uppercase; color: var(--muted); margin-bottom: 14px; }
.toc ol { display: grid; gap: 8px; counter-reset: t; }
.toc a { color: var(--ink-2); text-decoration: none; }
.toc a:hover { color: var(--green); }
.doc__body { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: clamp(24px, 5vw, 56px); max-width: 820px; }
.doc__body h1 { font-size: clamp(28px, 4vw, 38px); }
.doc__meta { color: var(--muted); font-size: 14px; margin-top: 14px; padding-bottom: 24px; border-bottom: 1px solid var(--line); }
.doc__body h2 { font-size: 21px; margin-top: 40px; margin-bottom: 14px; }
.doc__body p, .doc__body li { color: var(--ink-2); font-size: 15.5px; }
.doc__body p + p { margin-top: 10px; }
.doc__body ul { display: grid; gap: 6px; margin: 10px 0; }
.doc__body ul li { padding-left: 20px; position: relative; }
.doc__body ul li::before { content: "—"; position: absolute; left: 0; color: var(--brass); }
.doc__body .pt { display: grid; grid-template-columns: 44px 1fr; gap: 6px; margin-top: 10px; }
.doc__body .pt > span { font: 500 13px/1.9 var(--f-mono); color: var(--brass); }
.doc table { width: 100%; border-collapse: collapse; font-size: 14.5px; margin: 12px 0; }
.doc th, .doc td { text-align: left; vertical-align: top; padding: 10px 12px; border: 1px solid var(--line); }
.doc th { background: var(--paper); font-weight: 600; }
.tbl { overflow-x: auto; }
.back { display: inline-flex; gap: 8px; align-items: center; font-size: 14px; text-decoration: none; margin-bottom: 24px; }

/* ───── Адаптив ───── */
@media (max-width: 1080px) {
  .nav { gap: 16px; }
  .nav a { font-size: 14px; }
  .header__tel { display: none; }
}
@media (max-width: 900px) {
  .burger { display: block; }
  .nav {
    display: none; position: absolute; left: 0; right: 0; top: 68px;
    flex-direction: column; gap: 0; background: var(--paper); border-bottom: 1px solid var(--line);
    padding: 8px var(--gutter) 20px;
  }
  .nav.open { display: flex; }
  .nav a { padding: 14px 0; border-bottom: 1px solid var(--line); font-size: 16px; }
  .header__cta { display: none; }
  .hero__grid, .sec-head, .plan, .about, .contact, .req, .why, .pd, .footer__grid, .doc__grid { grid-template-columns: 1fr; }
  .why__col + .why__col { border-left: 0; border-top: 1px solid var(--line); }
  .aud { grid-template-columns: 1fr; }
  .aud__item, .aud__item + .aud__item { padding: 26px 0; border-right: 0; border-bottom: 1px solid var(--line); }
  .aud__full { min-height: 0; }
  .clauses { columns: 1; }
  .toc { position: static; }
}
@media (max-width: 560px) {
  .hero__facts { grid-template-columns: 1fr; }
  body { font-size: 15.5px; }
  .brand__sub { display: none; }
  .row2 { grid-template-columns: 1fr; }
  .card-doc dl > div { grid-template-columns: 1fr; gap: 2px; }
  .req__box dl div { grid-template-columns: 1fr auto; }
  .req__box dt { grid-column: 1 / -1; }
  .values div { grid-template-columns: 1fr; gap: 4px; }
  .hero__cta .btn { flex: 1 1 100%; }
  .clause--key h4::after { display: inline-block; margin: 6px 0 0; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}
.btn--light { background: #fff; color: var(--green); }
.btn--light:hover { background: var(--brass-soft); color: var(--green); }